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Exercise Your Right To Vote

The Company encourages all shareholders to exercise their right to vote. Please vote by internet or telephone, or sign,

date and return your proxy or voting instruction form in the prepaid envelope you received if you requested paper copies

of our proxy materials. We encourage you to attend our 2016 Annual Meeting on May 2, 2016. To assure that

attendance is limited to shareholders and their proxies or qualified representatives, if you are not a registered

shareholder, please bring with you proof of Common Stock ownership, such as a current brokerage statement, and a

form of identification bearing your photograph. If you are attending the Annual Meeting as a proxy or qualified

representative of a shareholder, please bring a form of identification bearing your photograph and written evidence of

your authority to act on behalf of the shareholder, bearing the shareholder's signature. No cameras, cellular telephones,

or other electronic or recording devices will be allowed to be used in the meeting room.

By Order of the Board of Directors,

J. Matthew Loudermilk

Secretary

March 17, 2016

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