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March 19, 2015
Dear Fellow Shareholder:
Thank you for putting your faith, confidence and resources in Aflac Incorporated. Enhancing the
value of your investment remains our priority.
I hope you will attend the 2015 Annual Meeting of Shareholders that will be held on Monday, May 4,
2015, at 10:00 a.m. at the Columbus Museum in Columbus, Georgia. I’ll be reporting on our
business performance and strategy for the future.
Your opinion matters to us and gives us insight into your view on important topics that relate to our
business and, ultimately, your investment. Whether or not you are able to attend the Annual
Meeting, I encourage you to review the Proxy Statement, Proxy, 2014 Year in Review, and Annual
Report on Form 10-K to learn more about your Company — and then vote your shares over the
internet or by telephone in accordance with the instructions. Or, you may opt to complete, sign, date
and return your proxy as soon as possible so that your shares will be represented at the Annual
Meeting.
We are driven to act as good stewards of your investment and of the interests of all of our
shareholders. As we embark upon our 60
th
year operating in the United States – and look back on
our 40
th
year operating in Japan – we are privileged to help provide financial protection to more than
50 million people worldwide. Thank you for your continued support, which has helped establish and
maintain a strong foundation for your Company.
Sincerely,
Daniel P. Amos