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SCHEDULE IV

REINSURANCE

Aflac Incorporated and Subsidiaries

Years Ended December 31,

(In millions)

Gross

Amount

Ceded to

Other

Companies

Assumed

from Other

companies

Net

Amount

Percentage

of Amount

Assumed

to Net

2016:

Life insurance in force

$ 151,093 $ 3,741

$ 0 $ 147,352

0%

Premiums:

Health insurance

$ 14,839 $ 595

$ 241 $ 14,485

1%

Life insurance

4,753

13

0

4,740

0

Total earned premiums

$ 19,592 $ 608

$ 241 $ 19,225

1%

2015:

Life insurance in force

$ 146,610 $ 3,547

$ 0 $ 143,063

0%

Premiums:

Health insurance

$ 13,604 $ 509

$ 186 $ 13,281

1%

Life insurance

4,300

11

0

4,289

0

Total earned premiums

$ 17,904 $ 520

$ 186 $ 17,570

1%

2014:

Life insurance in force

$ 144,374 $ 3,298

$ 0 $ 141,076

0%

Premiums:

Health insurance

$ 14,648 $ 339

$ 10 $ 14,319

0%

Life insurance

4,764

11

0

4,753

0

Total earned premiums

$ 19,412 $ 350

$ 10 $ 19,072

0%

Premiums by type may not agree in total to the corresponding consolidated amounts due to rounding.

See the accompanying Report of Independent Registered Public Accounting Firm.

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