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4.14

- Subordinated Indenture, dated as of September 26, 2012, between Aflac Incorporated and The

Bank of New York Mellon Trust Company, N.A., as trustee – incorporated by reference from Form 8-

K dated September 26, 2012, Exhibit 4.1 (File No. 001-07434).

4.15

- First Supplemental Indenture, dated as of September 26, 2012, between Aflac Incorporated and

The Bank of New York Mellon Trust Company, N.A., as trustee (including the form of 5.50%

Subordinated Debenture due 2052) – incorporated by reference from Form 8-K dated September

26, 2012, Exhibit 4.2 (File No. 001-07434).

10.0*

- American Family Corporation Retirement Plan for Senior Officers, as amended and restated

October 1, 1989 – incorporated by reference from 1993 Form 10-K, Exhibit 10.2 (File

No. 001-07434).

10.1*

- Amendment to American Family Corporation Retirement Plan for Senior Officers, dated December

8, 2008 – incorporated by reference from 2008 Form 10-K, Exhibit 10.1 (File No. 001-07434).

10.2*

- Second Amendment to the American Family Corporation Retirement Plan for Senior Officers, dated

November 16, 2012 – incorporated by reference from Form 10-Q for September 30, 2016, Exhibit

10.2 (File No. 001-07434).

10.3*

- Third Amendment to the American Family Corporation Retirement Plan for Senior Officers, dated

October 18, 2016 – incorporated by reference from Form 10-Q for September 30, 2016, Exhibit 10.3

(File No. 001-07434).

10.4*

- Aflac Incorporated Supplemental Executive Retirement Plan, as amended and restated January 1,

2009 – incorporated by reference from 2008 Form 10-K, Exhibit 10.5 (File No. 001-07434).

10.5*

- First Amendment to the Aflac Incorporated Supplemental Executive Retirement Plan, as amended

and restated January 1, 2009 – incorporated by reference from 2012 Form 10-K, Exhibit 10.3 (File

No. 001-07434).

10.6*

- Second Amendment to the Aflac Incorporated Supplemental Executive Retirement Plan, as

amended and restated January 1, 2009 – incorporated by reference from 2014 Form 10-K,

Exhibit 10.4 (File No. 001-07434).

10.7*

- Aflac Incorporated Executive Deferred Compensation Plan, as amended and restated, effective

September 1, 2015 – incorporated by reference from Form 10-Q for September 30, 2015, Exhibit

10.5 (File No. 001-07434).

10.8*

- First Amendment to the Aflac Incorporated Executive Deferred Compensation Plan, as amended

and restated, effective September 1, 2015 – incorporated by reference from Form 10-Q for

September 30, 2016, Exhibit 10.8 (File No. 001-07434).

10.9*

- Aflac Incorporated 2013 Management Incentive Plan – incorporated by reference from the 2012

Proxy Statement, Appendix B (File No. 001-07434).

10.10*

- 1999 Aflac Associate Stock Bonus Plan, amended and restated as of January 1, 2013 –

incorporated by reference from Form 10-Q for March 31, 2013, Exhibit 10.10 (File No. 001-07434).

10.11*

- Aflac Incorporated 1997 Stock Option Plan – incorporated by reference from the 1997

Shareholders’ Proxy Statement, Appendix B (File No. 001-07434).

10.12*

- Form of Officer Stock Option Agreement (Non-Qualifying Stock Option) under the Aflac Incorporated

1997 Stock Option Plan – incorporated by reference from Form 8-K dated January 28, 2005,

Exhibit 10.5 (File No. 001-07434).

10.13*

- Form of Officer Stock Option Agreement (Incentive Stock Option) under the Aflac Incorporated 1997

Stock Option Plan – incorporated by reference from Form 8-K dated January 28, 2005, Exhibit 10.6

(File No. 001-07434).

10.14*

- Notice of grant of stock options and stock option agreement to officers under the Aflac Incorporated

1997 Stock Option Plan – incorporated by reference from Form 8-K dated January 28, 2005,

Exhibit 10.7 (File No. 001-07434).

10.15*

- 2004 Aflac Incorporated Long-Term Incentive Plan, as amended and restated March 14, 2012 –

incorporated by reference from the 2012 Proxy Statement, Appendix A (File No. 001-07434).

10.16*

- Form of Non-Employee Director Stock Option Agreement (NQSO) under the 2004 Aflac

Incorporated Long-Term Incentive Plan, as amended and restated March 14, 2012 – incorporated

by reference from Form 10-Q for March 31, 2016, Exhibit 10.13 (File No. 001-07434).

10.17*

- Notice of grant of stock options to non-employee director under the 2004 Aflac Incorporated Long-

Term Incentive Plan, as amended and restated March 14, 2012 – incorporated by reference from

Form 10-Q for March 31, 2016, Exhibit 10.14 (File No. 001-07434).

10.18*

- Form of Non-Employee Director Restricted Stock Award Agreement under the 2004 Aflac

Incorporated Long-Term Incentive Plan, as amended and restated March 14, 2012 – incorporated

by reference from Form 10-Q for March 31, 2016, Exhibit 10.15 (File No. 001-07434).

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