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10.19*

- Notice of restricted stock award to non-employee director under the 2004 Aflac Incorporated Long-

Term Incentive Plan, as amended and restated March 14, 2012 – incorporated by reference from

Form 10-Q for March 31, 2016, Exhibit 10.16 (File No. 001-07434).

10.20*

- U.S. Form of Employee Restricted Stock Award Agreement under the 2004 Aflac Incorporated

Long-Term Incentive Plan, as amended and restated March 14, 2012 – incorporated by reference

from Form 10-Q for March 31, 2016, Exhibit 10.17 (File No. 001-07434).

10.21*

- Japan Form of Employee Restricted Stock Award Agreement under the 2004 Aflac Incorporated

Long-Term Incentive Plan, as amended and restated March 14, 2012 – incorporated by reference

from Form 10-Q for March 31, 2016, Exhibit 10.18 (File No. 001-07434).

10.22*

- Notice of time based restricted stock award under the 2004 Aflac Incorporated Long-Term Incentive

Plan, as amended and restated March 14, 2012 – incorporated by reference from Form 10-Q for

June 30, 2013, Exhibit 10.22 (File No. 001-07434).

10.23*

- Notice of performance based restricted stock award under the 2004 Aflac Incorporated Long-Term

Incentive Plan, as amended and restated March 14, 2012 – incorporated by reference from Form

10-Q for March 31, 2016, Exhibit 10.20 (File No. 001-07434).

10.24*

- U.S. Form of Employee Stock Option Agreement (Non-Qualifying Stock Option) under the 2004

Aflac Incorporated Long-Term Incentive Plan, as amended and restated March 14, 2012 –

incorporated by reference from Form 10-Q for March 31, 2016, Exhibit 10.21 (File No. 001-07434).

10.25*

- Japan Form of Employee Stock Option Agreement (Non-Qualifying Stock Option) under the 2004

Aflac Incorporated Long-Term Incentive Plan, as amended and restated March 14, 2012 –

incorporated by reference from Form 10-Q for March 31, 2016, Exhibit 10.22 (File No. 001-07434).

10.26*

- U.S. Form of Employee Stock Option Agreement (Incentive Stock Option) under the 2004 Aflac

Incorporated Long-Term Incentive Plan, as amended and restated March 14, 2012 – incorporated

by reference from Form 10-Q for March 31, 2016, Exhibit 10.23 (File No. 001-07434).

10.27*

- U.S. Notice of grant of stock options under the 2004 Aflac Incorporated Long-Term Incentive Plan,

as amended and restated March 14, 2012 – incorporated by reference from Form 10-Q for June 30,

2013, Exhibit 10.28 (File No. 001-07434).

10.28*

- Japan Notice of grant of stock options under the 2004 Aflac Incorporated Long-Term Incentive Plan,

as amended and restated March 14, 2012 – incorporated by reference from Form 10-Q for June 30,

2013, Exhibit 10.29 (File No. 001-07434).

10.29*

- Japan Form of Restricted Stock Unit Agreement under the 2004 Aflac Incorporated Long-Term

Incentive Plan, as amended and restated March 14, 2012 – incorporated by reference from Form

10-Q for March 31, 2016, Exhibit 10.26 (File No. 001-07434).

10.30*

- Aflac Incorporated Retirement Plan for Directors Emeritus, as amended and restated, dated

February 9, 2010 – incorporated by reference from 2009 Form 10-K, Exhibit 10.26 (File

No. 001-07434).

10.31*

- Amendment to Aflac Incorporated Retirement Plan for Directors Emeritus, as amended and

restated, dated August 10, 2010 – incorporated by reference from Form 10-Q for September 30,

2010, Exhibit 10.27 (File No. 001-07434).

10.32*

- Aflac Incorporated Employment Agreement with Daniel P. Amos, as amended and restated, dated

August 20, 2015 – incorporated by reference from Form 10-Q for September 30, 2015, Exhibit

10.29 (File No. 001-07434).

10.33*

- Aflac Incorporated Employment Agreement with Kriss Cloninger III, as amended and restated,

dated August 20, 2015 – incorporated by reference from Form 10-Q for September 30, 2015,

Exhibit 10.30 (File No. 001-07434).

10.34*

- Aflac Employment Agreement with Paul S. Amos II, as amended and restated, dated August 19,

2015 – incorporated by reference from Form 10-Q for September 30, 2015, Exhibit 10.31 (File No.

001-07434).

10.35*

- Aflac Employment Agreement with Eric M. Kirsch, as amended and restated, dated December 1,

2015 – incorporated by reference from Form 8-K dated December 1, 2015, Exhibit 10.1 (File No.

001-07434).

10.36*

- Aflac Incorporated Employment Agreement with Frederick J. Crawford, effective June 30, 2015 –

incorporated by reference from Form 8-K dated June 24, 2015, Exhibit 10.1 (File No. 001-07434).

11

- Statement regarding the computation of per-share earnings for the Registrant.

12

- Statement regarding the computation of ratio of earnings to fixed charges for the Registrant.

21

- Subsidiaries.

23

- Consent of independent registered public accounting firm, KPMG LLP, to Form S-8 Registration

Statement No. 333-158969 with respect to the Aflac Incorporated 401(k) Savings and Profit Sharing

Plan.

169