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Proposal 1: Election of Directors
AFLAC INCORPORATED
2017 PROXY STATEMENT
14
AGE
58
DIRECTOR SINCE
2017
COMMITTEES
Audit and Risk*
*Financial Expert
Karole F. Lloyd
Certified Public Accountant and retired Ernst & Young LLP audit partner
Ms. Lloyd is a certified public accountant and recently retired vice chair and managing
partner for Ernst & Young, LLP. She brings to Aflac more than 37 years of experience
and leadership, most recently as part of the board of Ernst & Young, and has extensive
experience in the audits of large financial services, insurance and health care companies.
She has served as an audit partner for publicly held companies in both the United States
and Canada. Ms. Lloyd’s other experience includes leadership and consulting with respect
to financial reporting, board governance and legal matters, regulatory compliance, internal
audit, and risk management.
SKILLS AND RECOGNITION
Ms. Lloyd’s extensive accounting and advisory
experience across many industries, combined with her
leadership skills and strategic thinking, provide valuable
perspective for our Audit and Risk Committee.
OTHER BOARD OR LEADERSHIP POSITIONS
●●
The University of Alabama President’s
Advisory Council (since 2003)
●●
The University of Alabama Board
of Visitors for the Commerce and
Business School (since 2001)
●●
Atlanta Symphony Orchestra Board of
Directors (since 2010)
●●
Metro Atlanta Chamber of Commerce,
Board of Trustees and Executive
Committee (2009 to 2016)
INDEPENDENT
AGE
63
DIRECTOR SINCE
2015
COMMITTEES
Audit and Risk*
Compensation
Corporate
Development
*Financial Expert
Joseph L. Moskowitz
Retired Executive Vice President, Primerica, Inc.
Mr. Moskowitz retired from Primerica, Inc., where he served as executive vice president
from 2009 until 2014, leading the Product Economics and Financial Analysis Group. He
joined Primerica in 1988, and served in various capacities, including managing the group
responsible for financial budgeting, capital management support, earnings analysis, financial
supplement, and analyst and stockholder communications support. He served as chief
actuary from 1999 to 2004. Before joining Primerica, Mr. Moskowitz was vice president of
Sun Life Insurance Company from 1985 to 1988 and was a senior manager at KPMG from
1979 to 1985.
SKILLS AND RECOGNITION
With forty years of actuarial experience and leadership
roles in the financial services industry, Mr. Moskowitz
provides insight into the analysis and evaluation of
actuarial and financial models, which form the basis of
various aspects of corporate planning, financial reporting,
and risk assessment, to the Board.
OTHER BOARD OR LEADERSHIP POSITIONS
●●
Fellow, Society of Actuaries
●●
Member, American Academy of
Actuaries
INDEPENDENT