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Annual Report

The Company has delivered a copy of its 2017 Annual Report on Form 10-K to each shareholder entitled to vote at

the 2017 Annual Meeting of Shareholders. For a copy, write to:

David A. Young

Vice President, Investor and Rating Agency Relations

Aflac Incorporated

Worldwide Headquarters

1932 Wynnton Road

Columbus, Georgia 31999

Exercise Your Right to Vote

The Company encourages you to vote. Please vote by internet or telephone, or sign, date and return your proxy or

voting instruction form in the prepaid envelope you received if you requested paper copies of our proxy materials.

We encourage you to attend our 2017 Annual Meeting on May 1, 2017. To ensure that attendance is limited to

shareholders and their proxies or qualified representatives, if you are not a registered shareholder, please bring

with you proof of Common Stock ownership, such as a current brokerage statement, and a form of identification

bearing your photograph. If you are attending the Annual Meeting as a proxy or qualified representative of a

shareholder, please bring a form of identification bearing your photograph and written evidence of your authority to

act on behalf of the shareholder. Cameras, cellphones, and other electronic or recording devices may not be used

in the meeting room.

By order of the Board of Directors,

J. Matthew Loudermilk

Secretary

March 17, 2017

Other Matters

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 Annual Report

AFLAC INCORPORATED

2017 PROXY STATEMENT

76