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OTHER MATTERS

The Board is not aware of any matters that are expected to come before the 2014 Annual Meeting other than those

referred to in this Proxy Statement. If any other matter should come before the Annual Meeting, the Proxy Committee

intends to vote the proxies in accordance with its best judgment.

Shareholder Proposals

For a shareholder’s proposal to be included in the Company’s Proxy Statement for the 2016 Annual Meeting of

Shareholders, the shareholder must follow the procedures of Rule 14a-8 under the Exchange Act, and the proposal

must be received by the Secretary of the Company by November 20, 2015. To be timely, shareholder proposals

submitted outside the processes of Rule 14a-8 must be received by the Secretary of the Company during the period

from January 4, 2016 through February 4, 2016.

Annual Report

The Company has delivered a copy of its 2014 Annual Report on Form 10-K to each shareholder entitled to vote at

the 2015 Annual Meeting of Shareholders. For a copy write to:

Robin Y. Wilkey

Senior Vice President, Investor and Rating Agency Relations

Aflac Incorporated

Worldwide Headquarters

1932 Wynnton Road

Columbus, Georgia 31999

Exercise Your Right To Vote

The Company encourages all shareholders to exercise their right to vote. Please vote by internet or telephone, or sign,

date and return your proxy or voting instruction form in the prepaid envelope you received if you requested paper copies

of our proxy materials. We encourage you to attend our 2015 Annual Meeting on May 4, 2015. To assure that

attendance is limited to shareholders and their proxies or qualified representatives, if you are not a registered

shareholder, please bring with you proof of Common Stock ownership, such as a current brokerage statement, and a

form of identification bearing your photograph. If you are attending the Annual Meeting as a proxy or qualified

representative of a shareholder, please bring a form of identification bearing your photograph and written evidence of

your authority to act on behalf of the shareholder, bearing the shareholder's signature. No cameras, cellular telephones,

or other electronic or recording devices will be allowed to be used in the meeting room.

By Order of the Board of Directors,

J. Matthew Loudermilk

Secretary

March 19, 2015

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