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Kanazawa Minami Post Office

Employees at the Kanazawa Minami Post Office perform many

duties, including selling postal products, financial products

and insurance products such as Aflac’s cancer policy.

Naoki

Hasumura

, manager at the Kanazawa Minami Post Office, has

been working for post offices for 25 years. He is in charge of the

savings and insurance business at the post office. He receives

requests each day for advice from customers and passionately

believes that it is an honor and a privilege to offer solutions to his

customers to reduce their anxiety for the money necessary for

retirement and illness, such as cancer.

About offering Aflac’s cancer insurance, he said:

“It is my great

pleasure to provide customers with solutions to ease their anxiety.

Among the products we offer, cancer insurance is the one to which

our customers are most thankful and appreciative. Recently, there

have been more opportunities to talk about preparations for

cancer. This disease frequently requires that Japanese citizens

bear a large out-of-pocket expense for long-term outpatient

treatment as well as pay for medical care that is not covered

by Japan’s national health care system. I strive to think of each

customer from the perspective of what would I suggest for my

father, mother, brothers and sisters. I have, and will continue, to

work hard and do a good deed each day by offering Aflac’s cancer

insurance as a truly beneficial solution for my customers.”

We believe that by joining forces, both Aflac Japan and Japan Post have the

opportunity to enhance their synergies and provide cancer products to a large group

of consumers who regularly rely upon postal outlets to help with their insurance needs.

Valuable Products That Respond to Consumers’ Needs

For many years, Japan has experienced rising health care costs, an aging population

and declining birthrate. While Japan’s citizens are covered by a national health care

insurance system that provides a baseline level of medical insurance for its citizens,

it does not cover all of its citizens’ medical-related expenses. Over the last three

decades, more out-of-pocket health care expenses have been shifted to Japanese

consumers. For example, when Aflac entered Japan in 1974, there were no copay-

ments for medical services for most citizens. Over the years, Japanese citizens have

gradually been required to take on more financial responsibility for their medical care.

Under Japan’s national health care system, most consumers currently pay 30% of all

covered medical costs. Rising health care costs have driven the majority of Japanese

consumers to seek private insurance to help cover rising out-of-pocket expenses.

Aflac products provide options that millions of Japanese citizens continue to seek

as they cope with higher medical expenses.

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