Aflac’s 2014 Year in Review

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LIVING THE LEGACY
Aflac voluntary insurance products pay cash benefits directly to the policyholder
to help protect against income and asset loss when a specific health event or life
situation causes financial challenges. Aflac is the number one provider of voluntary
insurance at the worksite in the United States* and insures one in four households**
in Japan, providing financial protection to more than 50 million people.
TABLE OF CONTENTS
Remembering Paul S. Amos
Message from Management
A Conversation with Aflac Chairman and CEO Dan Amos
The Impact of Foreign Currency on Aflac
Aflac Japan . . . . . . . . . . . . . . . . . . . . . . .
Aflac U.S. . . . . . . . . . . . . . . . . . . . . . . .
Selected Financial Data . . . . . . . . . . . . . . . . . .
Investor Facts . . . . . . . . . . . . . . . . . . . . .
Board of Directors and Executive Management . . . . . . . . .
Glossary of Selected Terms . . . . . . . . . . . . . . . . .
*Source: Eastbridge Consulting Group, Inc. U.S. Worksite/Voluntary Sales Report. Carrier Results for 2013.
Avon, CT: April 2014
**Based on the 2013 number of households published by Japan’s Ministry of Internal Affairs and Communications